I’ve only started a month and a half ago but honestly, it already feels like forever; and probably that’s because during the first month, I was completely hard on myself. I didn’t really think I could push myself that hard but I did. Sometimes I’m glad but sometimes I wonder if I really did alright. Although I’ve long before read that the journey to financial freedom is not easy at all, things could get really overwhelming when you’re actually doing it.
The first thing I did after doing all the nitty–gritty stuff
in spreadsheets (read budgeting, computing expenses, and so forth which is
still a work in progress, by the way. I’m still adjusting.) was declaring this
project of financial independence to the world via Instagram. Lol! I used the "70_30project" as hashtag in my posts, by the way. I believe
you must declare it because it can help you (if not force you) to follow
through with your goals. And speaking of goals, here are my goals to attain in
the next 6 months:
1) Build a $1000 emergency fund asap!
2) Get a savings/investment/life insurance rolled into one (separate
from my company’s)!
3) Be debt–free!
4) Start the full 3 months’ worth of expenses emergency
fund!
(The list above is currently my phone’s wallpaper and I have
no plans to taking it down. Lol!)
After a month and a half, here’s an update:
1) Build a $1000 emergency fund asap! (We’re now at 15%. Not
bad huh? hihi.)
3) Be debt–free! (Still paying; a WIP, which reminds me I should
start working on the figures for this in terms of completion percentage. It’s
not on the spreadsheet yet. Toinks.)
4) Start the full 3 months’ worth of expenses emergency
fund! (Will start on this once all goals 1, 2, and 3 are completed.)
I just have to place the list here and the updates so I can really see the
progress (no matter how small) and you can also see that there really is progress when you just push yourself to doing it. :) So how about you? How have you been
progressing?
(I’ll blog about each of the goals above in my next entries. Hihi.)
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